:root{--brand:#12357E;--brand-600:#1E4CB8;--brand-700:#0E2A66;--accent:#FFC629;--accent-700:#E0A800;--ink:#0E1726;--ink-2:#31415C;--muted:#61728C;--line:#E4EAF3;--line-2:#F0F4FA;--bg:#F5F8FD;--card:#FFFFFF;--cat:var(--brand-600);--r-sm:10px;--r:16px;--r-lg:22px;--sh-1:0 1px 2px rgba(14,23,38,.05), 0 4px 14px rgba(14,23,38,.05);--sh-2:0 10px 34px rgba(14,23,38,.10);--wrap:1200px;--fs:clamp(15.5px,.95rem + .12vw,17px)}*,*::before,*::after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation-duration:.01ms!important;transition-duration:.01ms!important}}body{margin:0;background:var(--bg);color:var(--ink);font-family:"Heebo",-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;font-size:var(--fs);line-height:1.75;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}img{max-width:100%;height:auto;display:block}a{color:var(--brand-600);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:var(--brand)}h1,h2,h3,h4{line-height:1.28;margin:0 0 .5em;font-weight:800;letter-spacing:-.01em;color:var(--ink)}p{margin:0 0 1.1em}:focus-visible{outline:3px solid var(--brand-600);outline-offset:2px;border-radius:6px}.hm-sr{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}.hm-skip{position:absolute;inset-inline-start:-9999px;top:0;z-index:999;background:var(--brand);color:#fff;padding:12px 18px;border-radius:0 0 12px 12px}.hm-skip:focus{inset-inline-start:16px}.hm-wrap{width:min(100% - 32px,var(--wrap));margin-inline:auto}.hm-i{flex:none;vertical-align:middle}.hm-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 20px;border-radius:999px;border:1px solid #fff0;background:var(--brand-600);color:#fff;font-weight:700;font-size:.98rem;cursor:pointer;text-decoration:none;transition:transform .15s ease,box-shadow .15s ease,background .15s ease;font-family:inherit}.hm-btn:hover{background:var(--brand);color:#fff;transform:translateY(-1px);box-shadow:var(--sh-1)}.hm-btn--accent{background:var(--accent);color:#20242B}.hm-btn--accent:hover{background:var(--accent-700);color:#20242B}.hm-btn--ghost{background:#fff0;border-color:var(--line);color:var(--ink)}.hm-btn--ghost:hover{background:#fff;border-color:var(--brand-600);color:var(--brand)}.hm-btn--lg{padding:15px 28px;font-size:1.05rem}.hm-btn--block{display:flex;width:100%}.hm-iconbtn{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink);cursor:pointer;transition:.15s ease}.hm-iconbtn:hover{border-color:var(--brand-600);color:var(--brand-600)}.hm-header{position:sticky;top:0;z-index:60;background:rgb(255 255 255 / .92);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}.hm-header__in{display:flex;align-items:center;gap:18px;min-height:74px}.hm-brand img,.hm-footer__brand img{max-height:56px;width:auto}.hm-brand__txt{font-weight:900;font-size:1.35rem;color:var(--brand);text-decoration:none}.hm-nav{flex:1;min-width:0}.hm-menu{display:flex;flex-wrap:wrap;gap:2px;list-style:none;margin:0;padding:0}.hm-menu li{position:relative}.hm-menu a{display:block;padding:9px 13px;border-radius:10px;color:var(--ink-2);font-weight:600;font-size:.97rem;text-decoration:none;white-space:nowrap}.hm-menu a:hover,.hm-menu .current-menu-item>a{background:var(--line-2);color:var(--brand)}.hm-menu .sub-menu{position:absolute;inset-inline-start:0;top:100%;min-width:220px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--sh-2);padding:8px;display:none;list-style:none;margin:0}.hm-menu li:hover>.sub-menu,.hm-menu li:focus-within>.sub-menu{display:block}.hm-header__act{display:flex;align-items:center;gap:10px;margin-inline-start:auto}.hm-burger{display:none}.hm-searchbar{border-top:1px solid var(--line);background:#fff;padding:18px 0}.hm-searchbar__tags{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-top:12px;font-size:.9rem;color:var(--muted)}.hm-searchbar__tags a{background:var(--line-2);padding:5px 12px;border-radius:999px;text-decoration:none;color:var(--ink-2);font-weight:600}.hm-searchbar__tags a:hover{background:var(--brand-600);color:#fff}.hm-search{display:flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px;box-shadow:var(--sh-1);position:relative}.hm-search__icon{display:flex;padding-inline-start:12px;color:var(--muted)}.hm-search__input{flex:1;min-width:0;border:0;background:#fff0;font:inherit;padding:10px 6px;color:var(--ink)}.hm-search__input:focus{outline:none}.hm-search:focus-within{border-color:var(--brand-600);box-shadow:0 0 0 4px rgb(30 76 184 / .12)}.hm-search__btn{padding:11px 24px}.hm-drawer{position:fixed;inset:0;z-index:80;background:rgb(9 17 32 / .5)}.hm-drawer__panel{position:absolute;inset-block:0;inset-inline-end:0;width:min(360px,88vw);background:#fff;padding:20px;overflow:auto;display:flex;flex-direction:column;gap:16px;animation:hmIn .2s ease}@keyframes hmIn{from{transform:translateX(-8%);opacity:.6}to{transform:none;opacity:1}}.hm-drawer__top{display:flex;align-items:center;justify-content:space-between}.hm-drawer__title{font-weight:900;color:var(--brand);font-size:1.1rem}.hm-drawer__list{list-style:none;margin:0;padding:0;display:grid;gap:2px}.hm-drawer__list a{display:flex;justify-content:space-between;gap:10px;padding:11px 12px;border-radius:10px;color:var(--ink-2);font-weight:600;text-decoration:none}.hm-drawer__list a:hover{background:var(--line-2);color:var(--brand)}.hm-drawer__list span{color:var(--muted);font-weight:500;font-size:.85rem}.hm-hero{position:relative;overflow:hidden;color:#fff;background:radial-gradient(120% 120% at 85% 0%,#2A5BD7 0%,#12357E 45%,#0B1F4B 100%)}.hm-hero::after{content:"";position:absolute;inset:0;opacity:.16;pointer-events:none;background-image:linear-gradient(rgb(255 255 255 / .6) 1px,transparent 1px),linear-gradient(90deg,rgb(255 255 255 / .6) 1px,transparent 1px);background-size:52px 52px;mask-image:radial-gradient(80% 70% at 70% 10%,#000,transparent 75%)}.hm-hero__in{position:relative;z-index:1;padding:clamp(48px,7vw,86px) 0 clamp(40px,5vw,60px);text-align:center;max-width:900px}.hm-hero__kicker{display:inline-flex;align-items:center;gap:8px;background:rgb(255 255 255 / .13);border:1px solid rgb(255 255 255 / .22);padding:7px 16px;border-radius:999px;font-weight:600;font-size:.92rem;margin:0 0 18px}.hm-hero__title{font-size:clamp(2rem,1.3rem + 2.6vw,3.35rem);color:#fff;margin:0 0 .35em;letter-spacing:-.02em}.hm-hero__text{font-size:clamp(1.02rem,.98rem + .3vw,1.2rem);color:#D7E1F5;margin:0 auto 28px;max-width:66ch}.hm-hero__search .hm-search{box-shadow:0 18px 44px rgb(3 12 35 / .35)}.hm-chips{display:flex;flex-wrap:wrap;gap:8px}.hm-chips--hero{justify-content:center;margin-top:18px}.hm-chips--hero .hm-chip{background:rgb(255 255 255 / .12);border-color:rgb(255 255 255 / .2);color:#EAF0FC}.hm-chips--hero .hm-chip:hover{background:#fff;color:var(--brand);border-color:#fff}.hm-hero__stats{display:flex;flex-wrap:wrap;justify-content:center;gap:14px 40px;list-style:none;margin:34px 0 0;padding:0}.hm-hero__stats li{display:grid;gap:2px}.hm-hero__stats strong{font-size:1.5rem;color:var(--accent);font-weight:800;line-height:1.2}.hm-hero__stats span{font-size:.9rem;color:#C6D3EE}.hm-chip{display:inline-flex;align-items:center;gap:6px;padding:5px 13px;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--ink-2);font-size:.86rem;font-weight:700;text-decoration:none;line-height:1.7;white-space:nowrap}.hm-chip:hover{border-color:var(--cat);color:var(--cat)}.hm-chip.is-on,.hm-chip.is-solid{background:var(--cat);border-color:var(--cat);color:#fff}.hm-chip.is-solid:hover{color:#fff;opacity:.92}.hm-sec{padding:clamp(38px,5vw,62px) 0 0}.hm-sec__head{display:flex;flex-wrap:wrap;align-items:baseline;gap:8px 18px;margin-bottom:22px}.hm-sec__title{font-size:clamp(1.35rem,1.15rem + .7vw,1.85rem);margin:0;position:relative;padding-inline-start:16px}.hm-sec__title::before{content:"";position:absolute;inset-inline-start:0;top:.22em;bottom:.22em;width:5px;border-radius:999px;background:var(--accent)}.hm-sec__title--center{text-align:center;padding:0}.hm-sec__title--center::before{display:none}.hm-sec__sub{color:var(--muted);margin:0}.hm-more{margin-inline-start:auto;display:inline-flex;align-items:center;gap:6px;font-weight:700;text-decoration:none;color:var(--brand-600)}.hm-more:hover{gap:10px}.hm-grid{display:grid;gap:22px;grid-template-columns:repeat(auto-fill,minmax(290px,1fr))}.hm-grid--3{grid-template-columns:repeat(auto-fill,minmax(300px,1fr))}.hm-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;display:flex;flex-direction:column;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}.hm-card:hover{transform:translateY(-3px);box-shadow:var(--sh-2);border-color:#D6E0F0}.hm-card__media{display:block;aspect-ratio:16/10;overflow:hidden;background:var(--line-2);position:relative}.hm-card__media img{width:100%;height:100%;object-fit:cover;transition:transform .4s ease}.hm-card:hover .hm-card__media img{transform:scale(1.04)}.hm-ph{position:absolute;inset:0;display:grid;place-items:center;background:linear-gradient(135deg,color-mix(in srgb,var(--ph) 92%,#000) 0%,color-mix(in srgb,var(--ph) 60%,#0B1F4B) 100%);color:#fff}.hm-ph span{font-weight:800;font-size:1.05rem;opacity:.95;padding:0 18px;text-align:center}.hm-card__body{padding:18px 20px 20px;display:flex;flex-direction:column;gap:10px;flex:1}.hm-card__title{font-size:1.12rem;margin:0;line-height:1.4}.hm-card__title a{color:var(--ink);text-decoration:none}.hm-card__title a:hover{color:var(--brand-600)}.hm-card__ex{color:var(--muted);margin:0;font-size:.95rem}.hm-meta{display:flex;flex-wrap:wrap;gap:6px 16px;color:var(--muted);font-size:.85rem;margin-top:auto;padding-top:4px}.hm-meta span,.hm-meta time{display:inline-flex;align-items:center;gap:5px}.hm-meta--lg{font-size:.95rem;gap:8px 22px;margin-top:14px}.hm-meta em{font-style:normal}.hm-card--lg .hm-card__media{aspect-ratio:16/9}.hm-card--lg .hm-card__title{font-size:clamp(1.3rem,1.1rem + .6vw,1.7rem)}.hm-card--lg .hm-card__body{padding:22px 26px 26px}.hm-feature{display:grid;gap:22px;grid-template-columns:1.35fr 1fr;align-items:start}.hm-feature__list{display:grid;gap:14px}.hm-card--row{flex-direction:row;align-items:stretch;border-radius:var(--r)}.hm-card--row .hm-card__media{width:118px;flex:none;aspect-ratio:1}.hm-card--row .hm-card__body{padding:12px 16px}.hm-card--row .hm-card__title{font-size:1rem}.hm-topics{display:grid;gap:14px;grid-template-columns:repeat(auto-fill,minmax(215px,1fr))}.hm-topic{display:grid;gap:4px;background:#fff;border:1px solid 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a:hover{color:var(--brand-600);text-decoration:underline}.hm-phead{padding:22px 0 26px;max-width:760px}.hm-phead h1{font-size:clamp(1.7rem,1.3rem + 1.6vw,2.6rem);margin:0 0 .3em}.hm-phead p{color:var(--muted);margin:0}.hm-phead__desc{color:var(--ink-2)}.hm-phead__count{font-size:.9rem;margin-top:8px!important}.hm-phead__search{margin-top:18px;max-width:640px}.hm-phead--cat h1{position:relative;padding-inline-start:18px}.hm-phead--cat h1::before{content:"";position:absolute;inset-inline-start:0;top:.18em;bottom:.18em;width:6px;border-radius:999px;background:var(--cat)}.hm-chips+.hm-grid{margin-top:24px}.hm-empty{background:#fff;border:1px dashed var(--line);border-radius:var(--r-lg);padding:36px;text-align:center;color:var(--muted);display:grid;gap:14px;justify-items:center}.hm-article{padding-bottom:10px}.hm-article__head{max-width:820px;padding:14px 0 20px}.hm-article__title{font-size:clamp(1.85rem,1.35rem + 2vw,3rem);margin:14px 0 .3em;letter-spacing:-.02em}.hm-article__lead{font-size:clamp(1.05rem,1rem + .35vw,1.25rem);color:var(--ink-2);margin:0}.hm-article__hero{margin:0 0 30px;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh-1)}.hm-article__hero img{width:100%;height:auto}.hm-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:38px;align-items:start}.hm-layout__main{min-width:0;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(20px,3vw,40px)}.hm-side__sticky{position:sticky;top:100px;display:grid;gap:16px}.hm-prose{font-size:1.07rem;line-height:1.85;color:var(--ink-2)}.hm-prose>*:first-child{margin-top:0}.hm-prose h2{font-size:clamp(1.3rem,1.1rem + .8vw,1.7rem);margin:1.8em 0 .5em;color:var(--ink);scroll-margin-top:100px}.hm-prose h3{font-size:1.18rem;margin:1.5em 0 .4em;color:var(--ink);scroll-margin-top:100px}.hm-prose ul,.hm-prose ol{padding-inline-start:1.3em;margin:0 0 1.2em}.hm-prose li{margin-bottom:.5em}.hm-prose img{border-radius:var(--r);margin:1.4em 0}.hm-prose figure{margin:1.6em 0}.hm-prose figcaption{font-size:.88rem;color:var(--muted);text-align:center;margin-top:8px}.hm-prose blockquote{margin:1.6em 0;padding:16px 22px;border-inline-start:5px solid var(--accent);background:#FFFBF0;border-radius:0 var(--r) var(--r) 0;color:var(--ink);font-weight:500}.hm-prose blockquote p:last-child{margin:0}.hm-prose a{font-weight:600}.hm-prose table{width:100%;border-collapse:collapse;margin:1.5em 0;font-size:.96rem;display:block;overflow-x:auto}.hm-prose th,.hm-prose td{border:1px solid var(--line);padding:10px 12px;text-align:start}.hm-prose thead th{background:var(--line-2);font-weight:700}.hm-prose tbody tr:nth-child(even){background:#FBFCFE}.hm-prose hr{border:0;border-top:1px solid var(--line);margin:2.2em 0}.hm-prose code{background:var(--line-2);padding:2px 6px;border-radius:6px;font-size:.92em}.hm-prose .hm-note,.hm-prose .hm-warn,.hm-prose .hm-tip{border-radius:var(--r);padding:16px 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a:hover{background:var(--brand-600);color:#fff}.hm-authorbox{display:flex;gap:14px;align-items:center;margin-top:26px;padding:18px;border:1px solid var(--line);border-radius:var(--r);background:#FBFCFE}.hm-authorbox__av{display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:var(--cat);color:#fff;font-weight:800;font-size:1.3rem;flex:none}.hm-authorbox strong{display:block;font-size:1.02rem}.hm-authorbox__role{color:var(--muted);font-size:.9rem}.hm-authorbox__site{display:inline-flex;align-items:center;gap:5px;font-size:.88rem;margin-top:2px}.hm-box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px}.hm-box h2{display:flex;align-items:center;gap:8px;font-size:1rem;margin:0 0 10px}.hm-box p{font-size:.93rem;color:var(--muted);margin:0 0 14px}.hm-box--cta{background:linear-gradient(160deg,#12357E,#1E4CB8);border-color:#fff0;color:#fff}.hm-box--cta h2{color:#fff}.hm-box--cta p{color:#CBD9F3}.hm-box--tools{background:#FFFBF0;border-color:#F5E3B8}.hm-share{display:grid;gap:8px}.hm-share a,.hm-share button{display:flex;align-items:center;gap:10px;padding:10px 14px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink-2);font:inherit;font-size:.93rem;font-weight:600;cursor:pointer;text-decoration:none;text-align:start}.hm-share a:hover,.hm-share button:hover{border-color:var(--brand-600);color:var(--brand-600)}.hm-related{padding:44px 0 0}.hm-comments{margin-top:34px;padding-top:26px;border-top:1px solid var(--line)}.hm-comments__list{list-style:none;padding:0;margin:0 0 24px;display:grid;gap:16px}.hm-comments .comment-body{background:#FBFCFE;border:1px solid var(--line);border-radius:var(--r);padding:16px}.hm-comments .children{list-style:none;padding-inline-start:22px;margin-top:14px;display:grid;gap:14px}.hm-comments label{display:block;font-weight:600;margin-bottom:6px}.hm-comments input[type=text],.hm-comments input[type=email],.hm-comments input[type=url],.hm-comments textarea{width:100%;padding:11px 14px;border:1px solid var(--line);border-radius:12px;font:inherit;background:#fff}.hm-comments .comment-form{display:grid;gap:12px}.hm-cta{margin-top:60px;background:linear-gradient(120deg,#0E2A66,#1E4CB8 60%,#2A5BD7);color:#fff}.hm-cta__in{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:22px;padding:38px 0}.hm-cta h2{color:#fff;margin:0 0 6px;font-size:clamp(1.3rem,1.1rem + .8vw,1.8rem)}.hm-cta p{color:#CBD9F3;margin:0;max-width:62ch}.hm-steps{padding:clamp(40px,5vw,64px) 0 0}.hm-steps__list{list-style:none;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));padding:0;margin:26px 0 0}.hm-steps__list li{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:24px;position:relative}.hm-steps__list span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--accent);color:#20242B;font-weight:900;margin-bottom:12px}.hm-steps__list h3{margin:0 0 6px;font-size:1.1rem}.hm-steps__list p{margin:0;color:var(--muted);font-size:.95rem}.hm-steps__cta{text-align:center;margin-top:26px}.hm-footer{background:#0B1F4B;color:#C6D3EE;margin-top:0;padding-top:52px}.hm-footer h3{color:#fff;font-size:1rem;margin:0 0 14px}.hm-footer__grid{display:grid;gap:34px;grid-template-columns:1.6fr 1fr 1fr;padding-bottom:38px}.hm-footer__brand p{margin:14px 0;max-width:52ch;color:#A8BADD;font-size:.95rem}.hm-footer__brand img{background:#fff;border-radius:12px;padding:6px}.hm-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:9px}.hm-footer a{color:#C6D3EE;text-decoration:none;font-size:.95rem}.hm-footer a:hover{color:#fff;text-decoration:underline}.hm-footer__contact li{display:flex;align-items:center;gap:8px}.hm-footer__bar{border-top:1px solid rgb(255 255 255 / 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